Personal loan
Borrow a fixed sum at a fixed rate with clear terms. Total control over your monthly budget.
Personal loan
A fixed amount, a fixed rate and a fixed term. Clear from the very first month.
What is a personal loan?
A personal loan is the most straightforward form of consumer credit. You receive the approved funds in a single lump sum in your bank account and repay in predictable equal monthly instalments. Both the interest rate and term are fixed for the entire duration, meaning zero surprises.
Fixed rate & fixed term
Your monthly instalment remains constant until your loan is fully repaid.
Disbursed directly
Upon approval, funds are wired straight to your designated bank account.
Penalty-free early repayment
Want to pay off early? You can make extra payments at any time with zero penalties.
Suitable for
- Fixed monthly payment for the entire term
- Term matched to the amount
- Extra repayments possible by arrangement
How does the application work?
In 4 easy steps from your initial request to responsible funding.
Online application
Complete our intuitive inquiry form with your requested loan amount and situation.
Non-binding proposal
Our advisors compare multiple lending partners and send you the most competitive offer within 24 hours.
Document verification
Securely upload your proof of ID, income verification, and recent bank statements.
Disbursement
Following final agreement, the funds are deposited into your account in 1 to 2 business days.
Questions & Answers
With a personal loan you borrow a fixed amount that you repay in equal monthly instalments. You know exactly where you stand — ideal for a large purchase or a special moment.
Your borrowing capacity depends on your verified income, fixed expenses, and household budget. We assess all requests responsibly in line with statutory credit guidelines.
Submit your non-binding application — Personal loan
Calculate your proposal and apply immediately. No obligation, response within 24 hours.
Ready to take the next step?
Start your application with no obligation, or ask us your question first. We're happy to think along with you.