Debt consolidation
Consolidate scattered high-interest debts and credit lines into one streamlined loan with lower monthly charges.
Debt consolidation
Combine several loans into one clear monthly payment.
What is debt consolidation?
If you are managing multiple credit cards, store accounts, or personal loans, you are likely paying unnecessarily high interest rates across different dates. By grouping all active balances into a single refinancing loan, you minimize overall interest, lower your monthly outlay, and regain complete financial clarity.
Reduced monthly payments
Lower blended interest rates immediately reduce your monthly living expenses.
One single point of contact
Only one single monthly debit and fixed due date instead of multiple fragmented bills.
Accelerated debt freedom
A greater portion of your monthly repayment pays down principal rather than compounding interest.
Suitable for
- One monthly amount instead of several
- More overview of your finances
- We honestly check whether it pays off
How debt consolidation works
We take care of transferring and closing your existing credit lines seamlessly.
Debt inventory
List your active loans, credit cards, or overdrafts with their current balances.
Savings assessment
We calculate precisely how much you will save monthly and across the entire duration.
Consolidated offer
Receive a transparent proposal for one single loan at a substantially lower interest rate.
Automatic payoff
The new lending partner directly settles your old lenders and closes those accounts.
Questions & Answers
Do you have several loans or credits running? By combining them you regain overview: one loan, one monthly amount and one point of contact.
No, refinancing consumer credit is free, and early settlement of existing consumer loans carries zero penalty fees.
Submit your non-binding application — Debt consolidation
Calculate your proposal and apply immediately. No obligation, response within 24 hours.
Ready to take the next step?
Start your application with no obligation, or ask us your question first. We're happy to think along with you.