Question 1

What does Alle Lening Dienst do?

Accepted Answer

We help individuals and entrepreneurs find suitable financing, such as a personal loan, car loan, mortgage, consolidation or business financing. We guide you from your first question to the final proposal.

Question 2

Who can apply?

Accepted Answer

Anyone aged 18 or over with a fixed address and a stable income can apply. We assess every application for responsible lending: can you keep up with the monthly payment?

Question 3

Does applying cost money?

Accepted Answer

No. Submitting an application and the first conversation are free and without obligation. We never ask for an upfront payment before a loan is granted.

Question 4

How long before I hear from you?

Accepted Answer

We aim to contact you within one working day after your application. How long the full process takes depends on the type of financing and the documents required.

Question 5

Which documents do I need?

Accepted Answer

That depends on the financing. Usually a valid ID, recent payslips or annual accounts and bank statements. Your advisor will tell you exactly what's needed — you never send documents through an unsecured channel.

Question 6

Can I make extra repayments?

Accepted Answer

With most loans, extra or early repayment is possible. Whether any costs apply is always clearly stated in your proposal.

Question 7

What happens to my data?

Accepted Answer

Your data is sent encrypted and used only to process your application. Read more in our privacy statement.

Question 8

I received a request to transfer money in your name. What now?

Accepted Answer

Don't transfer anything. We never ask for upfront payments. Contact us immediately via the contact page so we can help you and report it.

Everything you want to know

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