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Financing Solution

Car loan

Finance your new or pre-owned vehicle with attractive rates and terms adapted to its lifespan.

No hidden costs Mobility & Vehicles
Car loan
Mobility & Vehicles

Car loan

New or used, electric or not. Drive away with financing that suits you.

Overview & Features

What is a car loan?

A car loan is a purpose-driven personal loan tailored specifically to purchasing a personal car, commercial vehicle, or motorcycle. Whether you opt for a brand new EV or a reliable used vehicle, you distribute the acquisition cost over comfortable monthly payments while becoming the full vehicle owner on day one.

100% immediate owner

Unlike private lease, the vehicle is titled in your name immediately from purchase.

No mileage restrictions

Drive unlimited kilometers without fear of excess mileage surcharges.

Competitive fixed rate

Predictable monthly instalments tailored to the expected duration of car ownership.

Suitable for

  • For new and used cars
  • Term matched to the car
  • Quick insight into your monthly payment
How it works

How does car financing work?

Get on the road quickly with a transparent vehicle financing plan.

01

Simulate & Apply

Select your desired vehicle, enter the purchase price, and submit your inquiry.

02

Quick offer

Receive a personalized rate quotation matched to your budget within 24 hours.

03

Verification & Agreement

Secure verification of your personal documents and car dealer/seller invoice.

04

Drive away

Funds are released so you can pay the seller and pick up your keys without delay.

Frequently Asked Questions

Questions & Answers

Whether you choose a new electric car or a reliable used one: with a car loan you spread the cost over a term that matches the life of your car.

Yes, you can finance both new and pre-owned vehicles bought from dealerships or private sellers.

Start now

Submit your non-binding application — Car loan

Calculate your proposal and apply immediately. No obligation, response within 24 hours.

Type of financing *

Ready to take the next step?

Start your application with no obligation, or ask us your question first. We're happy to think along with you.

Car loan · Alle Lening Dienst